Plaid

Plaid is an American fintech company that provides B2B services to clients in North America and Europe. Plaid helps other firms to set up a financial infrastructure, which includes personal and business finances as well as banking, payment and lending solutions. The company is headquartered in San Francisco, California.

Plaid's APIs allow to verify users' identity (checking their balances and financial obligations), become PSD2 compliant, deposit/payout money and view detailed transaction data - almost everything required to make a payment application.

For security, Plaid employs antifraud algorithms, encryption and multi-factor authentification. The company constantly monitors its platform and conducts 3rd party security testing. Plaid's products are used by over 4000 companies worldwide.